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Representing Buyers Only - Foreclosed, REOs, Lender-Owned, Repos, Short Sales, Distressed Properties

LISTINGBOOK.com
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So CA Real Estate listings - Active, Solds, etc.
Search criteria - Save to your file
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Are you Making a Mistake Buying Today?
HARDLY, for first time buyers - Stimulus Package offers as much as $8000 in your pocket

  • What do I need to make offers?



    • 06.26.09

  • A t t e n t i on
    Webmasters


    • What Will the Stimulus Law do for ME? in 2009
     CAR.org excerpt

    Authentic and Free MLS Search Engines
    Southern CA Homes

    The Buying
    PROCESS
    What happens when I find a house?
    complete rundown in plain language
    start to finish

    Buyers' PERSONALIZED Searches - all areas



    Consider safe, government insured FHA loan
    Maximum loan limits are $500,000 - San Bernardino/Riverside Counties
    $729,750 - Los Angeles/Orange Counties

  • FHA 203K fixer loans - check it out
    EXCELLENT choice if buying a FIXER - consider an FHA 203k loan

    California HUD Information

    Down Payment Information
    FHA = 3.5% Buyer's Funds OR Gift

  • CalHFA (California Housing Agency)
    Little available due to our present CA economy
  • San Bernardino County CalHFA Approved Lenders
  • Riverside County CalHFA Approved Lenders
  • WISH List - Assistance Program


  • Veterans Administration Loan Limits
    and more

  • Solar Energy Benefits and Your New Home


  • Some Southern California
    Real Estate Views and News


    Mini-loan info sheet
    Can You Afford to buy real estate in So CA?
    Straight real estate advice
    * no strings * no arm-twisting * no tall tales *
    Figure a monthly So CA real estate loan payment (piti)
    h e r e
    PITI = Principal, interest, taxes, insurance


    Links
    to Real/Personal Property,
    and government webpages.

    ♣ Be condo smart

    ♥ FICO scores explained

    ♠ Good 'n bad about co-signing

    ♦ Further articles

    + + + + + + + + + + + + + + + + + + + + + + + + + + + + + +

    • Will my FICO scores drop if I apply for new credit?
    Most credit scores are not affected by multiple inquiries from auto or mortgage lenders that occur within a short period of time. The FICO scoring usually treats these as a single inquiry which will have less impact on your credit score.

    So, if my scores are low, should I shop around?
    No, take the assistance from someone (knowledgeable loan officer) who cares and has the ability to advise in improving your scores, i.e. negotiation with creditors, removal of faulty or paid-off debts, etc.

    Or, should I just take the best loan I can now, and refinance later when my scores rise? The choice is yours. My crystal ball says "yes."

    Is it true, my friend cannot lose his house in foreclosure if he files bankruptcy?
    Nope. It only delays the inevitable procedure - with more costs.

    More RE Questions and Answers


    If you have a question you would like emailed or placed here to enlarge my archives, here's where you click

    (909) 653 4341
    Joan Trossen,
    Broker / Realtor®
    [E-Mail]

     Make a Deal 
    Let's "Double Down"
    w/offers

    711 Montrose Listing Info
    image of home at 711 Montrose, Rialto, CA
    Pic Gallery
    711 Montrose, Rialto, CA
    $169,900

    30892 Alta Mira Listing Info
    image of home at 30892 Alta Mira, Redlands, CA
    Pic Gallery
    30892 Alta Mira, Redlands, CA
    $574,900

    25514 Fisher Listing Info
    image of home at 25514 Fisher, San Bernardino, CA
    Pic Gallery
    25514 Fisher, San Bernardino, CA
    $99,300

    1690 Citrus Listing Info
    image of home at 1690 Citrus, Redlands, CA
    Pic Gallery
    1690 Citrus, Redlands, CA
    $336,900

    25542 Portola Listing Info
    image of home at 25542 Portola, Loma Linda CA
    Pic Gallery
    25542 Portola, Loma Linda CA
    $270,000

    1088 Evaline Listing Info
    image of home at 1088 Evaline, Rialto CA
    Pic Gallery
    1088 Evaline, Rialto CA
    $294,900

    29194 Lakeview Listing Info
    image of home at 29194 Lakeview, Highland, CA
    Pic Gallery
    29194 Lakeview, Highland, CA
    $414,900

    The Buying
    PROCESS
    Life of Buyer's Purchase and Escrow
    complete synopsis in plain language.
    Real Estate Related Sites
     * * * * *
    Sonoma County RE - Chimney Check - BuddyGordon-SimiValley R.E. - Majorca R.E.Expert - Buy Income Properties - Marlene Wright, Greater Toronto area - Cobb County Agents - Luxury Home Web - Best Miami Beach Real Estate - Bulgarian Property - Buy Income Property Info - The VA. Team - Inventory Spas - Trust in Justin in Phoenix - Bullhead City Real Estate - American Home Inspector Directory - National Home Inspector Listings - American Home Inspector Directory - National Home Inspector Listings -


    Take the Avenue of Most Assistance: contact
    Joan (joni) Trossen, Broker / Realtor®
    joni@AskJoni.com

    REPOS AND MORE.com

    So. CA Broker | Not your Ordinary Agency | Inland Empire Realtor®
    caricature of Inland Empire Buyer Agent, joni, Joan Trossen, California Realtor®

    Your Buyer Agent - San Bernardino Co / Riverside Co
    909 . 653 . 4341
     Current and never blemished CaDRE License #00353853

    Information herein deemed reliable, but not guaranteed - gleaned over the years.
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